You will find these are not far off industry average.
I don't know of a quantative model of the local financial system that fully implements the factors I mention, but these ideas are getting more traction because of the practically western-world-wide housing crisis.
I guess decent models are forthcoming to study these effects.
You will find these are not far off industry average.
I don't know of a quantative model of the local financial system that fully implements the factors I mention, but these ideas are getting more traction because of the practically western-world-wide housing crisis.
I guess decent models are forthcoming to study these effects.